Good morning, Jo Marie 👋

Monday, February 17, 2026 · Your team has been watching all night

All 6 agents active

Total Portfolio

$1,127

↑ +$127 since start (+12.7%)

vs S&P 500

+6.5%

Outperforming the market

This Week

+$43

↑ +4.3% — strong week

🤖

Data · Monday Morning Brief

Good week — Nvidia carried us on earnings. This week: Fed meeting Wednesday, expected to hold rates steady. Trump posted about tariffs Saturday morning — Mouth flagged it, no direct impact on your holdings yet. Markets opening calm. My suggestion: Consider deploying $200 of idle cash into VOO this week. No rush — I'll remind you if the window closes.

Portfolio Performance

Your portfolio vs S&P 500 benchmark

All

Our Portfolio +12.7%

S&P 500 +6.2%

📊 Current Holdings

+ Add manually

VOO

Vanguard S&P 500 ETF

1.42 shares · avg $292.18 · Index Fund

$415

↑ +$15 (+3.7%)

36.8%

NVDA

Nvidia Corporation

1.18 shares · avg $127.12 · AI / Semiconductors

$198

↑ +$48 (+32.1%)

17.6%

CASH

Fidelity Cash (SPAXX)

Earning 4.9% APY · Uninvested

$514

Idle — Data suggests deploying

45.6%

🤖 Data's Watchlist

See full research →

🔥

Data Likes

via Mikey · 6:12 AM

MSFT

Microsoft

Azure cloud accelerating. AI Copilot driving enterprise upgrades. Consistent dividend payer. Solid long-term hold.

→ Strong buy for long-term hold

SCHD

Schwab Dividend ETF

3.5% dividend yield + growth. Perfect complement to VOO — adds income stability to the portfolio.

→ Good for consistent monthly income

AAPL

Apple

Services revenue now exceeds hardware. iPhone upgrade cycle expected strong. Massive share buyback supporting price.

→ Watching for better entry point

🚫

Data Says No

via Mikey · 6:12 AM

RIVN

Rivian

Burning $1.5B/quarter with no clear path to profit. EV demand slowing. Production targets missed repeatedly.

→ High risk — avoid for now

BYND

Beyond Meat

Revenue declining 5 straight quarters. Consumer enthusiasm for alt-meat cooling fast. Debt rising.

→ Fundamentals deteriorating — pass

MEME

Any Meme Coin / Stock

No revenue, no fundamentals, pure speculation. Jay has been advised against this. Twice. Both times logged.

→ Entertainment only. Max $50. Period.

👥 Your Agent Team

6 active · 3 available to add

Your team never sleeps. Not once. While you're living your life — at tennis, at dinner, asleep at midnight — Mikey, Chunk, Mouth, Brand, Andy, and Data are working. Monitoring markets, reading SEC filings, watching global news, flagging what Donald Trump posts, catching what Elon Musk says. Goldman Sachs clients pay millions of dollars for this kind of coverage. You have it for $50 a month.

🤖

Data

Active

Lead Advisor · Orchestrator

The one you talk to. Coordinates the entire team, synthesizes everything into plain English, and knows your goals, your kids, your timeline — and when Jay needs to be told no.

📈

Mikey — Equity Analyst

Active

Stock Research · Valuations · Earnings

Pulls live stock data, earnings reports, analyst ratings, and price targets. When you ask "should I buy Nvidia?" — this agent does the research in seconds and hands results to Data.

🌍

Chunk — Macro Analyst

Active

Fed Policy · Interest Rates · GDP · Inflation

Watches the big economic picture. Fed decisions, inflation data, rate changes, GDP reports. Tells Data how the economy affects your portfolio before you even think to ask.

📡

Mouth — News Scout

Active

Breaking News · Market Sentiment · Real-Time Alerts · Social Media

Monitors global news around the clock — including what Donald Trump posts at 2am, what Elon Musk says about markets, geopolitical events, and anything else that moves money. If it matters to your portfolio, Mouth catches it first and alerts Data immediately.

📋

Brand — SEC Analyst

Active

SEC Filings · Annual Reports · Regulatory Documents

Reads the boring stuff so we don't have to. Brand scans 10-K annual reports, earnings filings, and regulatory documents. Flags anything buried in the fine print that actually matters.

🎯

Andy — Goal Tracker

Active

529 Plans · Emergency Fund · Retirement · Projections

Keeps every goal on track — emergency fund, all three kids' 529s, long-term retirement. Andy recalculates projections weekly and alerts Data immediately if any goal falls behind pace.

Add: Tax Optimization Agent

Monitors tax-loss harvesting opportunities and 529 contribution limits. Available Month 3.

Add: Real Estate Agent

Tracks mortgage rates, Keller home values, and rental yield comparisons. Add when ready.

Add: College Planning Agent

Financial aid timelines, D1 scholarship tracking, and 529 withdrawal strategy. Add when kids are older.

🛰️ What Your Team Is Watching Right Now

😴

Your agents processed 847 data points last night while you were asleep. They read 3 earnings calls, monitored 12 news sources, flagged 2 items worth your attention, and had everything ready for your Monday morning brief at 8:00 AM sharp. Here's what they never stop watching.

📊

US Stock Markets

Real-time

All major indices, your holdings, S&P 500, Nasdaq, Dow — including pre-market and after-hours movement.

🌏

Global Markets

24/7

Tokyo, London, Frankfurt, Hong Kong — global markets move US markets before they open every morning.

🏦

Federal Reserve

Every statement

Rate decisions, FOMC minutes, Fed chair speeches — plain English summary in your hands within minutes of release.

📰

Financial News

Continuous

Reuters, Bloomberg, WSJ, CNBC — filtered to only surface what's actually relevant to your holdings and goals.

🦅

Donald Trump

Every post

One tariff post can move entire sectors. Mouth monitors every statement and assesses market impact in real time.

⚡

Elon Musk

Every post

His posts move Tesla, DOGE, and market sentiment at scale. Mouth catches it and flags anything touching your portfolio.

📄

Earnings Reports

Every filing

When any company you hold reports, you get a plain-English summary within 30 minutes. No jargon, just what it means for you.

🌐

Geopolitical Events

Breaking news

Wars, elections, sanctions, trade deals — global events that create volatility get flagged before most people read the headline.

Agent Activity — Last 12 Hours

2:14 AM

Mouth (News Scout): Trump posted about new China tariffs. Monitoring tech sector — no direct impact on your holdings confirmed.

WATCHING

4:31 AM

Chunk (Macro Analyst): Tokyo closed up 1.2%. Positive indicator for US open. Passed to Data for morning brief.

POSITIVE

5:45 AM

Mikey (Equity Analyst): Goldman Sachs upgraded Microsoft to Strong Buy. Added to Data's watchlist recommendation.

FYI

6:02 AM

Mouth (News Scout): Elon Musk posted about AI regulation. Monitoring Nvidia sentiment — currently neutral, no action needed.

WATCHING

6:12 AM

Data: Weekly brief compiled. 2 watchlist items flagged. Portfolio healthy. Monday summary ready for Jo Marie.

DONE

🎯 Goals

+ Add goal

Emergency Fund

10.4%

$1,043 / $10,000~3.5 yrs

Home Down Payment

2.1%

$1,050 / $50,000~7 yrs

🎓 529 College Savings

See Data's 529 advice →

👧

Jovie

$800

of $25,000 goal

College in ~7 years

👦

Jayce

$500

of $25,000 goal

College in ~9 years

👧

Inday

of $25,000 goal

College in ~14 years

🗳️ Investment Votes

Full history

Buy VOO — $200

Feb 12

Jay ✓Jo Marie ✓

Buy NVDA — $150

Jan 28

Jay ✓Jo Marie ✓

Buy PEPE Coin — $500 🚫

Jan 20

Jay ✓Jo Marie ✗

This is a preview mockup — not a live account.
All figures are illustrative examples to show what the dashboard will look like when built.
Stock suggestions shown are examples only and are not real financial advice.
Built by Jay for Jo Marie · WealthMind · February 2026